Important Information About Making a Claim: You do not have to use a law firm or a claims management company to make your claim. You can make a claim yourself directly to your lender for free, and if necessary, to the Financial Ombudsman Service. Although you can make your claim directly, many clients choose to use a professional representative, like us, to help manage the process. This may be because of our expertise in this area or simply because they do not have the time to deal with it themselves.

Every Vehicle You’ve Financed Since 2007 Could Be Worth up to £950!

Check whether you can make a claim – Car Registration Numbers are not needed!

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Have You Been Mis-Sold Car Finance?

If you’ve financed a vehicle through a Personal Contract Purchase (PCP) or Hire Purchase (HP) agreement between 2007 and 2021, you might be entitled to compensation. Many consumers are unaware they may have been mis sold car finance, leading to unnecessary costs.

Common Reasons for a Mis-Sold Car Finance Claim

Undisclosed Commissions

Were you informed that the broker or dealer received a commission from your deal? If not, this lack of transparency could be grounds for a claim.

Inflated Interest Rates

Did the dealer or broker set or adjust your interest rate without your knowledge, resulting in higher payments?

Pressured Decisions

Did you feel rushed or pressured into agreeing to the finance deal without adequate information? Were the terms of your agreement, including fees and charges, not clearly explained?

Why choose Car Finance Payback?

Proven Expertise: Thousands are eligible to claim – let us help you get what you’re owed!

No Win, No Fee Guarantee: No risk, no upfront costs – you only pay if we win your claim.

Hassle-Free Process: We track down your finance agreements and fight for your compensation – so you don’t have to!

Please note that you can complain to your lender or the Financial Ombudsman Service at no cost. Using a Claims Management Company or Law Firm is optional – you do not have to use one.

How it Works

We Find Your Agreements

Use our free, quick, and easy tool to discover potential finance claims. We can locate agreements dating back to 2007.

Let Us Handle It

Our services are designed to ensure you face no financial risk. You only pay if your claim is successful.

Comprehensive Support

From locating your finance agreements to securing your compensation, we handle the entire process for you.

Ready to Start Your Claim?

Simple, Risk-Free, and Proven – Our hassle-free process has helped thousands of people start their claim journey to obtain what’s rightfully theirs.

Car Finance Payback is a trading name of Edwards Hoyle Ltd
Suite T3,
3rd Floor – Chimney Entrance,
The Adelphi Mill,
Grimshaw Lane,
Bollington,
SK10 5JB.

Registered No.: 08147348
VAT Registration No.: 990480496
Regulated by The Solicitors Regulation Authority (No.: 570113)

* Where a “No Win, No Fee” service is offered, customers typically pay a maximum 36% fee (30% + VAT) on successful claims. No Win, No Fee removes the financial risk of making a claim—you pay nothing if your case is unsuccessful. A cancellation fee may apply if you cancel outside the cooling-off period.

Car Finance Payback and EH Reclaim are trading names of Edwards Hoyle Ltd which is a limited company registered in England and Wales (Registered No: 08147348) authorised and regulated by The Solicitors Regulation Authority (No: 570113). A list of Directors is open to inspection at our offices. VAT registration No: 990480496. Calls to the above number may be recorded for training and monitoring purposes.